Please allow 2 business days after all information has been received for us to prep and mail your disputes out to the 3 consumer reporting agencies. Once they are delivered to them, processing time starts! The basic package includes 3 rounds (typically takes around 3 months) and the premium plan includes 6 rounds (typically around 6 months). However majority of our clients start seeing results in the first 90 days. After your package has expired you may need to purchase again for additional months if there are still accounts remaining. Remember we are credit repair specialists,not magicians. We fight on your behalf using consumer laws each month to get accounts removed. Credit repair takes patience! With that being said, there are no refunds.

We use Smart Credit because it includes all 3 credit reports (Experian, Equifax, and Transunion). While we do not charge a monthly fee for credit repair, Smart Credit does charge monthly to provide you and us a refreshed copy of your credit report each month. If you use our affiliate link the charge will be around $19 monthly. It is mandatory that you are up to date with your Smart Credit payment so we can check for updates and send new rounds out to the credit bureaus.